Tuesday, September 10, 2013

Commissioner approves license allowing insurance agents to assist consumers who purchase health insurance through new health insurance Exchange

Commissioner Jones approves license allowing insurance agents to assist consumers who purchase health insurance through new health insurance Exchange
SACRAMENTO, Calif. - Insurance Commissioner Dave Jones approved Covered California's application for an insurance business entity license. The license approval will allow licensed health insurance agents to affiliate with Covered California and sell health insurance offered on California's new health insurance Exchange. Commissioner Jones also approved training materials to be used to train agents to transact health insurance through the Exchange.
"Our approval of Covered California's license will open the doors of the Exchange to health insurance agents, so they can provide their extensive knowledge and experience with health insurance to assist consumers and businesses with purchasing health insurance sold on the Exchange," said Insurance Commissioner Dave Jones. "Health insurance agents have to meet very high standards and are subject to fingerprinting, background checks, training, and licensing, and are subject to criminal investigation, fines and prosecution if they go astray."
Full implementation of healthcare reform has been a priority for the Department of Insurance since Commissioner Jones was elected Insurance Commissioner in late 2010. The Department already has implemented numerous provisions of the Affordable Care Act, providing immediate benefits to Californians and is working with federal and state partners, including Covered California.
The license approval for Covered California also provides a more efficient way for licensed agents to help consumers and businesses purchase health insurance through the Exchange, by allowing the agents to affiliate with the Exchange as opposed to obtaining appointments from each carrier selling health insurance products through the Exchange.
Additionally, the Department fast-tracked its approval of Covered California as an education training provider, thus ensuring that insurance agents completing Covered California's training receive continuing education credit. Continuing education is a requirement that all licensed agents must meet, in order to make sure they are up to date on the latest consumer protections and other insurance regulations. The Department will also monitor and review the training and training curriculum used by Covered California.
"The good news for small businesses looking to purchase through the SHOP or small business Exchange is that agents selling health plans through the Exchange are subject to our stringent licensing processes," said Commissioner Jones. "Our licensing process helps to screen out those who the public cannot trust, but if an agent violates the law or takes advantage of a business buying through the Exchange, we will use our full enforcement authority to investigate and sanction the agent, including criminal charges and prosecution, if warranted."
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Please visit the Department of Insurance Web site at www.insurance.ca.gov. Non media inquiries should be directed to the Consumer Hotline at 800.927.HELP. Callers from out of state, please dial 213.897.8921. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.

Sunday, September 8, 2013

map Site Wikimapia

http://wikimapia.org/#lang=en&lat=33.687017&lon=-117.993243&z=20&m=b

Charles Darwin Children

Darwin's children
William Erasmus Darwin(27 December 1839 – 1914)
Anne Elizabeth Darwin(2 March 1841 – 23 April 1851)
Mary Eleanor Darwin(23 September 1842 – 16 October 1842)
Henrietta Emma "Etty" Darwin(25 September 1843 – 1929)
George Howard Darwin(9 July 1845 – 7 December 1912)
Elizabeth "Bessy" Darwin(8 July 1847 – 1926)
Francis Darwin(16 August 1848 – 19 September 1925)
Leonard Darwin(15 January 185026 March 1943)
Horace Darwin(13 May 1851 – 29 September 1928)
Charles Waring Darwin(6 December 1856 – 28 June 1858)
Charles Robert Darwin, FRS (12 February 1809 – 19 April 1882) was an English naturalist.

Friday, September 6, 2013

Hitler bodyguard Rochus Misch dies at 96

Hitler bodyguard Rochus Misch dies at 96


FILE - In this March 10, 2005 file photo Hitler's bodyguard Rochus Misch points on a picture of Adolf Hitler he had taken in Berchtesgarden, southern Germany, in the early 1940th in his house in Berlin. Misch, who was the last remaining witness to the Nazi leader's final hours in his Berlin bunker, has died Thursday, Sept. 5, 2013. He was 96. (AP Photo/Herbert Knosowski, File)
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Mr. Misch in his S.S. uniform in Poland in 1944. His interviews and appearance in documentaries, as well as the publication of his memoir, made him a minor celebrity.
BERLIN (AP) — He was Adolf Hitler's devoted bodyguard for most of World War II and the last remaining witness to the Nazi leader's final hours in his Berlin bunker. To the very end, SS Staff Sgt. Rochus Misch was proud of it all.
For years, he accompanied Hitler nearly everywhere he went, sticking by the man he affectionately called "boss" until the dictator and his wife, Eva Braun, killed themselves as defeat at the hands of the Allies drew nearer. The loyal SS officer remained in what he called the "coffin of concrete" for days after Hitler's death, finally escaping as Berlin crumbled around him and the Soviets swarmed the city.
Even in his later years, during a 2005 interview with The Associated Press in which he recounted Hitler's claustrophobic, chaotic final days, Misch still cut the image of an SS man. He had a rigid posture, broad shoulders, neatly combed white hair — and no apologies for his close relationship with the most reviled man of the 20th century.
"He was no brute. He was no monster. He was no superman," Misch said.
The 96-year-old Misch died Thursday, one of the last of a generation that bears direct responsibility for German brutality during World War II. In his interview with the AP, he stayed away from the central questions of guilt and responsibility, saying he knew nothing of the murder of 6 million Jews and that Hitler never brought up the Final Solution in his presence.
"That was never a topic," he said emphatically. "Never."
In the forward to the English-language version of his book, "The Last Witness" — due for publication in October — he wrote that it was a different "reality" then and he never asked questions during what he considered just his "regular day at work."
In the AP interview, he appeared to have little empathy for those he did not directly know, and even for some he did.
Misch was moved nearly to tears when talking about Joseph and Magda Goebbels' decision to kill their six children in the Berlin bunker before committing suicide themselves. But he was also able to guffaw about a family friend, "a real lefty," being thrown into the Sachsenhausen concentration camp outside Berlin and noting upon his release that "the paper shirts (at the camp) were uncomfortable."
Born July 29, 1917, in the tiny Silesian town of Alt Schalkowitz, in what today is Poland, Misch was orphaned at an early age.
Against the backdrop of the bloody Russian revolution and the rise of Stalin, combined with the post-World War I popularity of the Communist Party in Germany, Misch said he decided at 20 to join the SS — an organization he saw as a counterweight to the threat from the left.
He signed up for the Leibstandarte SS Adolf Hitler, a Berlin-based unit that originally was founded as the Fuehrer's personal bodyguard.
"It was anti-communist, against Stalin — to protect Europe," Misch said, noting that thousands of other Western Europeans served in the Waffen SS. "I signed up in the war against Bolshevism, not for Adolf Hitler."

But when Hitler's armies invaded Poland on Sept. 1, 1939, Misch found himself in the vanguard when his SS division was attached to a regular army unit for the blitzkrieg attack. As German forces quickly closed in on Warsaw, Misch, who spoke some Polish, was sent with a party to negotiate the surrender of a fortress and was told by the troops inside that they needed time to think about the offer.
"As we were walking away they opened fire," Misch said at his home in Berlin. "A bullet came through here and right out, two centimeters from my heart."
After his evacuation to Germany and convalescence, he was appointed in May 1940 to serve as one of two SS men who would serve as Hitler's bodyguards and general assistants, doing everything from answering the telephones to greeting dignitaries — and once running flowers to one of the Fuehrer's favorite musicians who had just gotten engaged.
Misch and SS comrade Johannes Hentschel accompanied Hitler almost everywhere he went, including his Alpine retreat in Berchtesgaden and his forward "Wolf's Lair" headquarters. He lived between Hitler's apartments in the New Reich Chancellery and the home in a working-class Berlin neighborhood that he kept until his death.
"He was a wonderful boss," Misch said. "I lived with him for five years. We were the closest people who worked with him ... we were always there. Hitler was never without us day and night."
In the last eight to 10 days of Hitler's life, Misch followed him to live underground, protected by the so-called Fuehrerbunker's heavily reinforced concrete ceilings and walls.
"Hentschel ran the lights, air and water and I did the telephones — there was nobody else," he said. "When someone would come downstairs we couldn't even offer them a place to sit. It was far too small — little cells of 10 or 12 square meters. It was no bunker to live in. It was an air-raid bunker."
After the Soviet assault began, Misch remembered generals and Nazi brass coming and going as they tried desperately to cobble together a defense of the capital with the ragtag remains of the German military.
He remembered that on April 22, two days before two Soviet armies completed their encirclement of the city, Hitler said, "That's it. The war is lost. Everybody can go."
"Everyone except those who still had jobs to do like us — we had to stay," Misch said. "The lights, water, telephone ... those had to be kept going, but everybody else was allowed to go and almost all were gone immediately."
But that same day, Hitler clung to hope given by what turned out to be a false report that the Western Allies had called upon Germany to hold Berlin for two more weeks against the Soviets so that they could battle communism together.
"He still believed in a union between West and East," Misch said. "Hitler liked England — except for (then-Prime Minister Winston) Churchill — and didn't think that a people like the English would bind themselves with the communists to crush Germany."
On April 28, Misch saw the familiar figures of Propaganda Minister Joseph Goebbels and Hitler confidant Martin Bormann enter the bunker with a man he had never seen before.
"I asked who it was, and they said that's the civil magistrate who has come to perform Hitler's marriage," Misch said.
That night, Hitler and longtime mistress Eva Braun were married in a short ceremony in which they both pledged they were of pure Aryan descent before taking their vows and signing a registry book.
Two days later, Misch saw Goebbels and Bormann again, this time talking with Hitler and his adjutant, SS Maj. Otto Guensche, in the bunker's corridor outside the telephone operator's room.
"I saw him go into his room ... and someone, Guensche, said that he shouldn't be disturbed. And that meant 'Now it's happening,'" Misch said. "We all knew that it was happening. He said he wasn't going to leave Berlin, he would stay here."
"We heard no shot, we heard nothing, but one of those who was in the hallway, I don't remember if it was Guensche or Bormann, said 'Linge, Linge, I think it's done,'" Misch said, referring to Hitler's valet Heinz Linge.
"Then everything was really quiet, everything was still ... who opened the door I don't remember, Guensche or Linge. They opened the door, and I naturally looked, and then there was a short pause and the second door was opened... and I saw Hitler lying on the table like so," Misch said, putting his head down on his hands on his living-room table.
"And Eva lay like so on the sofa with knees up, her head to him. I don't remember now if Hitler sat on the sofa or on a chair next to it." Eva Braun had died of poisoning and Hitler had shot himself.
The silence and anticipation then gave way to chaos, when Misch ran up to the chancellery to tell his superior the news and then back downstairs, where Hitler's corpse had been put on the floor with a blanket over it.
"Then they bundled Hitler up and said 'What do we do now?'" Misch said. "As they took Hitler out ... they walked by me about three or four meters away, I saw his shoes sticking outside the sack."
After the bodies were carried outside, an SS guard ran down the stairs and tried to get Misch to join the spectacle outside as the two were covered in gasoline and set alight.
"He said 'The boss is being burned. Come on out,'" Misch recalled. But instead Misch hastily retreated deeper into the bunker to talk with comrade Hentschel.
"I said 'Do you think we're going to be killed?' and he said 'Why do you think that?'" Misch said. "I said 'I saw the Gestapo upstairs in the ... chancellery and it could be that they'll want to kill us as witnesses.'"
But Misch stuck to his post — taking and directing telephone calls with Goebbels as his new boss until May 2, when he was given permission to flee.
"Everybody was upstairs in the ... chancellery, there were things to eat and drink there, downstairs in the bunker there was nothing. It was a coffin of concrete," he said. "Then Goebbels finally came down and said, 'You have a chance to live. You don't have to stay here and die.'"
Misch grabbed the rucksack he had packed and fled with a few others into the rubble of Berlin. Working his way through cellars and subways, Misch bumped into a large group of civilians seeking shelter in one tunnel.

"Two were playing music," he said, remembering how incongruous the scene seemed to him. "I came out of the death bunker of concrete, and here were two people playing music on guitar."
Misch later heard German voices above through an air ventilation shaft and climbed up to try his luck. But the voices came from about 300 soldiers who had been taken prisoner, and the Soviet guards grabbed him as well.

Following the German surrender May 7, Misch was taken to the Soviet Union, where he spent the next nine years in prisoner of war camps before being allowed to return to Berlin in 1954. He reunited with his wife Gerda, whom he had married in 1942 and who died in 1997, and opened up a shop.

In 2005, Sitting at his table next to a pile of mail from "fans" to whom he sent autographed photographs of himself in full SS uniform outside the Wolf's Lair, he leafed through his well-thumbed photo album remembering his days with the most infamous people in recent history.
"Here is Hitler — my boss — Eva, a friend of Eva ...," he said. "Very normal. Not like what is written."

He turned the page to photos of Braun in the idyllic setting of the Berghof, Hitler's Bavarian mountain residence, and lit up as he remembered a moment from those days.

"This small black dog comes running and gets under the fence, and Hitler said, 'My God, what is this? Racial mixing?'"

Tuesday, September 3, 2013

Women are you easily to become wet without any touching,kissing,rubbing,,...?

I can usually become rather excited by just words.. i love for a guy/girl to tell me what they want to do to me.. it gets me worked up pretty good and quick.

Yes I had a GF that would get wet and her nipples get erect just from the sound of my voice.

Yea, If a guy whispers in my ear, what he want's to do to me, especially details, it gets me wet, and gets my nipples hard, then i'm ready for some serious attention.

My gf will get wet and excited and sometimes cum just from my voice. If I whisper erotic thoughts or describe what I am going to do with her, she can orgasm.

Im always wet no matter what its weird I get turned on so easily my mind tends to mingle and then there you go I got major sex flesh and my breasts enlargen majorly so many guys i know are turned on by that

I get wet real easy,, sometime just a cute guy in worn jeans can do the trick, and then I have to take it out on my husband

It depends about how good you are!

UGH- Sometimes I hate the power my boyfriend has over me. I can get excited very easily and he LOVES to leave me stranded. grrr

YES! My mind does all the work for me

My bf can get me wet by telling me how good I look, how much he wants me, and what he wants to do to me.

Oh baby, yes, that gets me really hot really quick, I love it when he tells me in a soft voice, exactly what he wants to do to me, and how he wants to do it.And if he's blowing in my ear or kissing my neck at the same tome, that speeds it up considerably.

I came once, while shopping down town. I was looking at a dress in a store window, and a cute guy walked by, that I thought I knew, and I turned to look at him, and BAM, I had to grab the window frame to keep from colapsing I came so hard. It was really embarising. I felt my panties get wet. So, yes we are strange creatures, and really vulnerable where men are concerned.

Yes Candi, a lot of us are like that, maybe all of us and some just dont admit it, Even a sexy smile from a guy can get me wet.

I know exactly what you mean, Ruby B B, Guys can get us so hot, sometimes, that we're entirely in their power. I get so turned on that I can't even speak coherintly, I just lay there and moan, and grind my hips. Don't you just want to strangle him when he does that. I think some guys love to make us beg, when we need it so bad, that it's almost unbearable. I just want to scream, put it in, and do it to me, before I claw your eyes out.

Makes me feel kinda slutty, when I get wet like that, I just want to get nasty


http://www.answerbag.com/


How and the best ways to arouse a woman

Most women often tend to be very closed and protective about themselves when it comes to topics such a sex. Every man wants to know how to arouse a woman but it's very hard when most women tend to adopt a passive attitude. So how to figure out whether a woman is ready for sex or not? You simply can not arouse her unless she opens up mentally to this subject. Read on to discover some of the best ways to arouse a woman and achieve stunning results in bed.
Start with common questions- Women are emotional therefore always take it slow and build up with time. Start with common questions such as one night stands. Ask her whether she has had one night stands before or not. If the woman is uneasy with such questions than she is not ready yet for sex. Wait for the right time and moment when you feel she is mentally ready. Remember you can never arouse a woman unless her emotions are involved.
See what she likes- Ask her whether she prefers to have sex on the first date or not. This is one of the best ways to arouse a woman. Ask her about her past experiences and how often has she had sex on the first date.
Make her think- The best way to arouse a woman is to make her think of the sexual topic as much and as often as possible. Drive her into a mental movie where her thoughts are dominated by sex and she slowly starts to get aroused.
Find out when she is ready- If she does get dominated by sexual thoughts she would get aroused and would give you a signal whether she is ready or not. This does not mean she would be instantly ready for sex but she would most definitely be ready to get kissed. Kissing is the next level on how to arouse a woman perfectly. If she is ready to be kissed than she is most probably aroused and has opened her doors to get into bed with you.
How good are you in bed? - Do you have what it takes to satisfy women in bed? Do you know what every woman wants bed? Ever tried to wonder what's in a woman's mind? What is she thinking about? Do you know that women do not always mean what they say? They might say something and mean the exact opposite. But what do women actually want? Read on to find out some of the most "Shocking Secrets" regarding what women want and expect out of a man in bed click here- What do women want in bed?
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http://ezinearticles.com/?How-To-Arouse-A-Woman---In-4-Simple-Steps&id=759324
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Sweet September Showers Poem

Sweet September Showers

Sweet September showers,
Not quite winter yet,
Not quite Autumn either,
But Summer has definitely left.

The air contains such a chill,
Makes you shiver inside,
Yet sweet September showers,
Still in summer reside.

The night air is so frosty,
That you can see your breath.
The winds are fierce and blustery,
Don't stay out, 'You'll catch your death.'

Sweet September Showers,
Dulling the sky each day,
Delicately petalled flowers,
Fade and die away.

Victoria Elizabeth Hughes

Government Student Loans Borrowing Informations


STUDENTS AND PARENTS

Direct Loan borrowers
See the appropriate Direct Loan Servicer

Resolve questions about:

·         Your loan

·         Address/name changes

·         Repayment estimates

·         Repayment plan changes

Direct Consolidation Loans
Phone: (800) 557-7392
FAX: (800) 557-7396

E-mail: loan_consolidation@mail.eds.com
Or go to the Direct Loan Consolidation website

 

Federal Student Aid Information Center
Phone: (800) 4 FED AID [800-433-3243]
TDD: (800) 730-8913
E-mail: studentaid@ed.gov

Find out about:

·         Requesting federal student aid publications

·         Applying for federal student aid

·         The status of your aid application

Defaulted student loans
Phone: (800) 621-3115
E-mail: DCS_HELP@ed.gov

 

FINANCIAL AID PROFESSIONALS

Schools participating in the Direct Loan Program
Phone: (800) 848-0978
E-mail: codsupport@acs-inc.com

·         Get answers to loan origination questions

·         Learn about joining the Direct Loan Program

Research and Customer Care Center
Phone: (800) 433-7327
E-mail: fsa.customer.support@ed.gov

Contact the RCCC for answers to questions about FSA program policies or about the IFAP website

http://www.direct.ed.gov/callus.html

Monday, September 2, 2013

Who provides Medicare Supplemental insurance?

Medicare Supplemental insurance is provided by private insurance companies such as

  • AARP,
  • Blue Cross Blue Shield,
  • Globe Life,
  • Humana,
  • Mutual of Omaha,
  • Transamerica Life ,
  • United American Insurance
  • http://www2.unitedamerican.com/
  • United Health care

and many others.


Remember from above that Medigap insurance companies can sell you only a “standardized” Medigap policy.

All Medigap policies must have specific benefits so you can compare them easily on the basis of price.

David Frost remembered for his post-Watergate interviews with former President Richard Nixon is Dead at 74

David Frost may be best remembered for his post-Watergate interviews with former President Richard Nixon, but the veteran British broadcaster was equally at ease as a satirist, game show host and serious political journalist.

In a television career that spanned half a century across both sides of the Atlantic, Frost interviewed a long list of the world's most powerful and famous, including virtually every British prime minister and U.S. president of his time. He also was a gifted entertainer, a born TV host, and his amiable and charming personality was often described as the key to his success as interviewer.

“Being interviewed by him was always a pleasure but also you knew that there would be multiple stories the next day arising from it,” former British Prime Minister Tony Blair said.
PHOTOS: David Frost | 1939 - 2013
Blair's former communications chief, Alastair Campbell, added on Twitter that Frost was “one of best interviewers because his sheer niceness could lull you into saying things you didn't intend.”

Frost, 74, died of a heart attack on Saturday night aboard the Queen Elizabeth cruise ship, where he was due to give a speech, his family said. The BBC said it received the statement from Frost's family saying it was devastated and asking “for privacy at this difficult time.” The cruise company Cunard said its vessel left the English port of Southampton on Saturday for a 10-day cruise in the Mediterranean.

Prime Minister David Cameron, one of the first public officials to send condolences, praised Frost for being an “extraordinary man with charm, wit, talent, intelligence and warmth in equal measure,” while BBC executives lauded him as “a titan of broadcasting.”

Frost began his career almost fresh out of college as the host of an early 1960s BBC satirical news show “That Was The Week That Was,” then a pioneering program that ruthlessly lampooned politicians. The show gained a wide following, and Frost's signature greeting, “Hello, good evening and welcome” was often mimicked.

Frost was popular in Britain and just beginning to launch a career on U.S. television when he became internationally known in 1977 with a series of television interviews with Nixon.

They were groundbreaking for Frost and the ex-president, who was trying to salvage his reputation after resigning from the White House in disgrace following the Watergate scandal three years earlier. At the time, it was the most widely watched news interview in the history of TV.

The interviewer and his subject sparred through the first part of the interview, but Frost later said he realized he didn't have what he wanted as it wound down. Nixon had acknowledged mistakes, but Frost pressed him on whether that was enough. Americans, he said, wanted to hear him own up to wrongdoing and acknowledge abuse of power — and “unless you say it, you're going to be haunted for the rest of your life.”

“That was totally off-the-cuff,” Frost later said. “That was totally ad-lib. In fact, I threw my clipboard down just to indicate that it was not prepared in any way. … I just knew at that moment that Richard Nixon was more vulnerable than he'd ever be in his life. And I knew I had to get it right.”

After more pressing, Nixon relented. “I let the American people down and I have to carry that burden with me for the rest of my life,” he said.

The face-off went on to spawn a hit play, and in 2008 a new generation was introduced to Frost's work with the Oscar-nominated movie “Frost/Nixon,” starring Michael Sheen as Frost and Frank Langella as Nixon.

Frost was born on April 7, 1939, in Kent, England, the son of a Methodist preacher.

The young Frost began television hosting while still a student at Cambridge University, and soon after graduation he was approached by a BBC producer to front “That Was The Week That Was.”

He went on to host a sketch show called “The Frost Report” and became a regular figure on U.S. television. Behind the camera, Frost also co-founded two television companies, London Weekend Television and breakfast station TV-am, churning out a prolific amount of programs.
PHOTOS: Notable deaths of 2013
Over the years his interviewees included a wide-ranging roster of politicians and celebrities, from Russia's Mikhail Gorbachev to Pakistan's Benazir Bhutto to leading entertainment figures such as Orson Welles and the Beatles.

He was the only person to have interviewed the last eight British prime ministers and the seven U.S. presidents in office from 1969 to 2008. Besides the Nixon interviews, one of the more memorable moments included a tense interview with Prime Minister Margaret Thatcher over the sinking of the Argentine warship during the Falklands conflict.

“He could be — and certainly was with me — both a friend and a fearsome interviewer,” Cameron said.

In later years Frost kept up his probing questioning of political leaders, although some came to criticize him for being “too nice” to his subjects. Somewhat incongruously, he also hosted a game show called “Through the Keyhole” that spied on the homes of celebrities from 1987 to 2008.

“His sense of humor shone through everything he did,” Richard Brock, a producer who worked with Frost at Al-Jazeera, told the broadcaster. “He wasn't all heavyweight, political interviews. He really got a kick out of some of the lighter stuff.”

Frost, who wrote about a dozen books, won numerous awards and was knighted in 1993. Most recently he was hosting programs for Al-Jazeera English, where he had worked since its launch several years ago.

He is survived by his wife, Carina, and their three sons

Dancing Baby Ostriches Video


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